Notes to Borrowers

When financial concerns arise, taking out a personal loan may be the initial solution you have in mind. However, it is still a wise decision to consider other factors before you think of submitting your loan application form to a lender. The following are some tips that can increase your chances of finding the best and most reliable Singapore licensed money lender.

1. Think carefully.

Applying for a loan is not to be take lightly. No matter what type of loan package you have in mind, you will need to think twice and consider your capability to pay off your debts in the long term. Have your intentions cleared out before submitting your loan application, so you will not find yourself trapped in further financial concerns.

2. Decide on the right amount to borrow.

Are you currently paying off your mortgages and various debts such as housing or car loan? Be sure you take note of all your expenses and monthly bills before you take out another loan since this can add up to your worries. Furthermore, be aware of your limits and only borrow an amount that you believe you can pay off.

3. Pay your installments on time to spare yourself from late penalties and interest charges.

While our company can provide you with quick loans, you will need to pay off your debts on time to prevent late penalties and additional interests that add to your concerns. This means, you will need to monitor your repayment schedule for your guidance. Taking out multiple cash loans is also not recommended as this can push you in deeper trouble once you are unable to pay off your loans.

4. Be aware of the lender’s terms and conditions.

Each lender offers specific conditions and guidelines that you should adhere to. Hence, be sure to read the loan contract carefully and have any details clarified when necessary. Before signing the agreement, always read all the details carefully and ask questions whenever you are in doubt about the guidelines.

5. Know the payment schedule and fee charges.

The contract should indicate information about any fees or loan repayment schedule that you need to know. Whether you are taking out a business loan, payday loan, foreigner loan or personal loan, make sure every item in the contract is correct prior to signing it.

Apply for Personal Loan

* All fields are required.

Terms and Conditions

Only 21 years old and above is eligible for loan application.

To preserve the confidentiality of all information you provide to us we maintain the following Privacy Principles.

We only collect personal information that we believe to be relevant and required to understand your financial needs.

By clicking "Submit" and providing your personal data, you consent to Credit Hub Capital contacting you via the telephone and email for the loan application purpose.

We will only use any information collected as minimally as possible, mainly to assist us in customising and delivering loan packages that are of interest to our customers.

We will not make unsolicited requests for customer information through email or the telephone, unless customers initiate contact with us.

We have established strict confidentiality standards for safeguarding information on our customers.

Credit Hub Capital will not use or disclose information collected from you other than for the purpose made known to you, authorised by you or required by the Law.

Please wait...